Up to $2 million aggregate ($1 million per occurrence).Liability for personal and advertising injury.Real or alleged faults in your work that result in bodily injury or property damage.Bodily injury and property liability whether you’re at your own studio or on location.PPA General Liability Insurance, administered by Lockton Affinity covers you for: And thanks to a partnership between Professional Photographers of America and Lockton Affinity, you can get coverage for $225 per year with an active PPA membership. It covers any damage to a client, third party or property that you may be held accountable for. ![]() What Does Photographer General Liability Insurance Cover? Accidents can and do happen, and not just the kind that damage equipment. No one likes to think about worst-case scenarios, but everyone should.
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